{"id":6221,"date":"2017-02-07T15:05:43","date_gmt":"2017-02-07T15:05:43","guid":{"rendered":"http:\/\/themenectar.com\/demo\/salient-startup\/?page_id=6"},"modified":"2019-03-14T08:58:37","modified_gmt":"2019-03-14T08:58:37","slug":"help-to-buy","status":"publish","type":"page","link":"https:\/\/inspectproperty.co.uk\/help-to-buy\/","title":{"rendered":"Help To Buy"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” bg_image=”6269″ bg_position=”left top” bg_repeat=”no-repeat” bg_color=”#333333″ scene_position=”center” video_bg=”use_video” text_color=”light” text_align=”left” top_padding=”13%” bottom_padding=”13%” color_overlay=”#0a0a0a” overlay_strength=”0.5″ shape_divider_position=”bottom” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fast” video_mute=”true” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_custom_heading text=”Help To Buy” font_container=”tag:h5|text_align:left|color:rgba(255%2C255%2C255%2C0.74)” use_theme_fonts=”yes” css_animation=”fadeInUp”][split_line_heading]\n

Paying back your<\/h2>\n

Equity Loan<\/h2>\n[\/split_line_heading][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”5\/6″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” enable_animation=”true” animation=”fade-in-from-bottom” delay=”300″][vc_custom_heading text=”When you are ready to pay back your Government Equity Loan, there are several steps you need to take. We are here to help and guide you every step of the way.” font_container=”tag:p|text_align:left|color:rgba(255%2C255%2C255%2C0.7)” use_theme_fonts=”yes”][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/6″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”7%” bottom_padding=”2%” overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][vc_column centered_text=”true” column_padding=”padding-4-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”2\/3″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/1″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” enable_animation=”true” animation=”fade-in-from-bottom”][vc_custom_heading text=”Help To Buy Scheme” font_container=”tag:h5|text_align:center|color:%233452ff” use_theme_fonts=”yes”][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”left-right” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/1″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” enable_animation=”true” animation=”fade-in-from-bottom” delay=”50″][vc_column_text css=”.vc_custom_1547109244903{margin-top: -8px !important;margin-bottom: -8px !important;}”]\n

Understanding the Help To Buy Scheme!<\/h2>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/1″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” enable_animation=”true” animation=”fade-in-from-bottom” delay=”100″][vc_custom_heading text=”Many of us use the Help To Buy Scheme to get on the property ladder, however, when it comes to pay back the equity loan, we are not sure how to do this. At Inspect Property, we are here to help and guide you every step of the way!” font_container=”tag:p|text_align:center|color:rgba(10%2C10%2C10%2C0.65)” use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1547109304047{padding-right: 13% !important;padding-left: 13% !important;}”][\/vc_column_inner][\/vc_row_inner]

<\/i>What is the Help to Buy Scheme?<\/a><\/h3>
[vc_column_text]It\u2019s a shared equity scheme introduced by the Government, where first-time buyers can borrow up to 20% (40% if you live in London) of the cost of a new build house. This is interest free for 5 years!<\/p>\n

For more information, check out the official\u00a0Government Help to Buy website<\/a>.[\/vc_column_text]<\/div><\/div>

<\/i>When do I need a valuation?<\/a><\/h3>
[vc_column_text]If you have used the Help to Buy scheme and are now in a position to remortgage your home and start repaying your loan, then you need to get a RICS regulated valuation.[\/vc_column_text]<\/div><\/div>

<\/i>What criteria must be met?<\/a><\/h3>
[vc_column_text]You must hire a RICS regulated independent chartered valuer to carry out the valuation.<\/p>\n

\u00b7 \u00a0 They must be registered with RICS and be independent to an estate agent<\/p>\n

\u00b7 \u00a0 They cannot be related to you<\/p>\n

\u00b7 \u00a0 The valuer must provide at least 3 comparable properties and sale prices<\/p>\n

\u00b7 \u00a0 Those properties must be like for like with regards to property type, size, and age, and must be within a 2 mile radius of your property<\/p>\n

\u00b7 \u00a0 Valuations carried out for bank or mortgage purposes won\u2019t be accepted<\/p>\n

\u00b7 \u00a0 The valuer must inspect the property interior and provide a full valuation report [not a survey]\n

\u00b7 \u00a0 The report must be on headed paper, signed by a RICS surveyor, dated, and addressed to the\u00a0appropriate association.<\/p>\n

We meet all the criteria and carry out Help to Buy valuations at an affordable price \u2013 if you\u2019d like to learn more or book in your own valuation, please\u00a0get in touch today<\/a>\u00a0or call us on07737 202 603<\/a>.[\/vc_column_text]<\/div><\/div><\/div>[vc_column_text]\n

These are generic guidelines, which most Credit Solution Providers or Equity Providers work to. Please confirm with them of their criteria before instructing a surveyor.<\/h5>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” content_placement=”middle” bg_image=”6256″ bg_position=”center center” bg_repeat=”no-repeat” scene_position=”center” text_color=”light” text_align=”left” top_padding=”8%” bottom_padding=”8%” color_overlay=”rgba(10,6,6,0.84)” overlay_strength=”0.5″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/6″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column_inner][vc_column_inner column_padding=”padding-2-percent” column_padding_position=”left-right” centered_text=”true” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”2\/3″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_custom_heading text=”Contact Us For A RICS Valuation And Or An EPC!” font_container=”tag:h2|font_size:52|text_align:center|line_height:52px” use_theme_fonts=”yes” css_animation=”fadeInUp”]
<\/div><\/div>[vc_custom_heading text=”Get in touch and have the peace of mind that your are in good hands!” font_container=”tag:p|text_align:center|color:rgba(255%2C255%2C255%2C0.7)” use_theme_fonts=”yes” css_animation=”fadeInUp” css=”.vc_custom_1547109541324{margin-top: 10px !important;margin-bottom: 10px !important;}”][nectar_btn size=”large” button_style=”regular” button_color_2=”Accent-Color” icon_family=”default_arrow” url=”https:\/\/inspectproperty.co.uk\/contact\/” text=”Contact Us” css_animation=”zoomIn” margin_top=”10″][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” width=”1\/6″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

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